By Bill Kammer
The Equifax Hack
In September 2017, Equifax reported a data breach that may have disclosed personal information of 143 million persons. That information included birthdates, driver’s license numbers and home addresses — enough to facilitate identity theft when combined with the Social Security numbers also exposed. Class actions are already on file, and Equifax has offered credit monitoring. But the prudent thing may be to protect yourself by implementing security freezes with the four credit-reporting agencies. Those freezes would prevent other people’s attempts to obtain credit, housing and government benefits in your name. Numerous resources are on the internet to teach you how.